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Insurance Coverage for Losses Arising from the Pandemic —Thousands of Lawsuits, Few Definitive Answers

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The Defense Line
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As of mid-June 2021, more than 1,900 lawsuits had been filed over disputed insurance coverage claims arising from COVID-19. In the coming months, many hundreds — if not thousands — more will undoubtedly follow. So far, this litigation has not provided policyholders or insurers with definitive answers about what coronavirus-related losses are, and are not, covered under standard commercial insurance policies.

Although certain key issues are always determinative, how a given court will rule on them in a given case is far from predictable at this point. In this article, we will discuss this evolving legal landscape in connection with two types of coverage claims arising from COVID-19: (1) first-party business interruption claims under commercial property insurance policies and (2) third-party liability claims under commercial general liability policies.

Click here to read the full article written by Joseph L. Beavers, Alexander P. Creticos, and Daniel L. Adamson published in The Defense Line. The article starts on page 5.